I want to constitute mortgage. How do I do it?

  • What do you get: Mortgage is constituted by registration in the competent real estate register, creditor is enabled priority in settlement and to demand collection of claim.
  • Why do you need it: Ability of creditor to demand collection of claim secured by the mortgage from the value of the property and to have priority in settlement, regardless of who owns the real estate at that moment.
  • What happens if you do not do it: The potential claim remains unsecured.

Clients can understand which laws are relevant and important, who initiates the procedure and how does it develop in a detailed step-by-step presentation below and finally, will be provided with a link to other relative legal services.


25 days


Administrative fees

  • real estate certificate procurement: RSD 540 per requested special part
  • other administrative costs depending on documentation that needs to retrieved; the amount of costs depends on type of the document


  1. Collect all required documents
  2. Confirm that all necessary requirements are met
  3. Preparation of the draft of pledge statement or mortgage agreement
  4. Conclusion and verification of the agreement or the statement
  5. Registration of the mortgage


  • Documentation regarding the claim that is secured by the mortgage
  • Real estate certificate no older than 15 days
  • Personal and official documents of the pledger and the creditor
  • Title document
  • Final building permit


  • Next to be included

For further and more detailed information on the above we recommend that you contact an Advocate.
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